
•11 Sept 2024There’s nothing like reassurance. Whether it’s an attractive fixed rate for your mortgage or knowing dinner is under control, anything that can help remove stress from your life has to be a good thing.
That’s never been more true in such challenging economic times, especially for those in the market for a new car.
While things may be largely back to normal following the craziness of COVID, there are still some wild rides in the used car market, especially with electric vehicles.
But if you’re ready to embrace the future with a new BMW, the ultimate driving machine – be it electric, diesel or petrol – then BMW Full Circle has you covered.

BMW Full Circle is a factory-backed guaranteed future value program that pairs ultimate peace of mind with the ultimate in luxury driving machines, as part of a competitive finance package tailored to BMWs.
And it does it with the flexibility to suit you and your circumstances.
That’s because BMW Full Circle starts with you.
You get to choose the length of the loan, all the way up to five years. You can take out a loan from as little as one year for a new or demonstrator model or two years for a pre-owned BMW. And, the BMW Full Circle program also applies to BMW’s electric vehicle range too, as well as its internal combustion engines models.
Nominate how far you plan to drive and the friendly team at BMW Full Circle calculates a minimum guaranteed future value amount that BMW Finance will purchase your car for at the end of the loan term. This amount is then equivalent to the balloon or residual value payment of your loan.
Think of it as your safety net in the event that the economy heads the wrong way or used car values drop due to circumstances beyond your control.
It’s valuable reassurance for one of your biggest assets. The BMW Full Circle program means you can enjoy the thrill and sublime comfort of driving a BMW, while helping you sleep easier.

Another great aspect to the BMW Full Circle program is the flexibility it offers once you’ve enjoyed your BMW.
At the end of the loan term you can simply hand the vehicle back without making the final balloon or residual value payment. Just remember, though, that you need to travel within the agreed kilometre limits, and the car needs to be in good condition at the end of your time behind the wheel, although everyday wear and tear is fine.
Or, if you’ve fallen in love with your BMW (there’s a good chance!), you can just pay out the guaranteed future value amount and the car is all yours.
You can even trade the car on a new BMW. If the trade-in value is higher than the guaranteed future value then you can keep the balance or use it as equity towards your new car.

The BMW Full Circle product is also ideal for those considering a new BMW EV, as it applies equally to the brand’s electric models as it does its combustion-engine models. BMW Full Circle guarantees the future value of BMW electric models and underlines BMW’s commitment to providing customers with the ultimate in peace of mind. As with BMW’s petrol and diesel models, BMW Full Circle can be tailored for EV customers to suit their requirements, allowing them to specify their length of loan, the annual kilometre allowance and the payment frequency.
It’s the perfect way to make a new BMW, electric or ICE, part of your life.
For more information on the BMW Full Circle program, head to the BMW Australia website.


